Rates, Terms & Conditions
Rates, Terms & ConditionsChecking & Savings
Checking & Savings The APY stated is accurate as of the last dividend declaration date, which is the last day of the previous quarter.| Account Description | Dividend Rate | APY* | details | ||
| Regular Share Savings | 0.35% | 0.35% | see details | ||
| FL Uniform Transfer to Minors Savings | 0.35% | 0.35% | see details | ||
| Christmas Club Savings | 0.35% | 0.35% | see details | ||
| Very Important Purpose Savings | 0.35% | 0.35% | see details | ||
| Coverdell Education Savings | 0.35% | 0.35% | see details | ||
| Premium Checking | 0.05% | 0.05% | see details | ||
*APY = Annual Percentage Yield
Money Market
Money Market All Current APY and Dividend Rates shown are the current weekly rates in effect on 6/21/2024. Dividend rate and APY are variable and subject to change after the account is opened. The Previous APY and Dividend Rate stated are accurate as of the last dividend declaration date, which is the last day of the previous month.| Money Market Tier | Current Dividend Rate | Current APY* | Previous Dividend Rate | Previous APY* | details |
| balance: $.00 to 2,499.99 | 0.05% | 0.05% | 0.05% | 0.05% | see details |
| balance: $2,500.00 to 9,999.99 | 0.95% | 0.95% | 0.95% | 0.95% | see details |
| balance: $10,000.00 to 24,999.99 | 1.00% | 1.01% | 1.00% | 1.01% | see details |
| balance: $25,000.00 to 49,999.99 | 1.05% | 1.06% | 1.05% | 1.06% | see details |
| balance: $50,000.00 & up | 1.10% | 1.11% | 1.10% | 1.11% | see details |
*APY = Annual Percentage Yield
IRAs
IRAs A $50 daily minimum balance is required to earn dividends. All Current APY and Dividend Rates shown are the current weekly rates in effect on 6/21/2024. Dividend rate and APY are variable and subject to change after the account is opened. The Previous APY and Dividend Rates stated are accurate as of the last dividend declaration date, which is the last day of the previous quarter.| Account Description | Current Dividend Rate | Current APY* | Previous Dividend Rate | Previous APY* | details |
| Traditional IRA | 3.95% | 4.03% | 3.95% | 4.03% | see details |
| Roth IRA | 3.95% | 4.03% | 3.95% | 4.03% | see details |
*APY = Annual Percentage Yield
Share Certificates
Share Certificates Rates shown are the current weekly rates in effect on 6/21/2024.| Certificate Type | Dividend Rate | APY* | details | ||
| 31 Days / 1 month | 3.50% | 3.56% | see details | ||
| 92 days / 3 month | 3.50% | 3.56% | see details | ||
| 182 days / 6 month | 4.00% | 4.07% | see details | ||
| 365 days / 12 month | 4.50% | 4.59% | see details | ||
| 548 days / 18 month | 4.35% | 4.44% | see details | ||
| 730 days / 24 month | 3.95% | 4.02% | see details | ||
| 1095 days / 36 month | 3.85% | 3.92% | see details | ||
| 1460 days / 48 month | 3.75% | 3.82% | see details | ||
| 1825 days / 60 month | 3.65% | 3.71% | see details | ||
*APY = Annual Percentage Yield
