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Available Payment & Deposit Methods

You have multiple options for paying your loans and making deposits to your checking or savings account. Please review the available methods and their associated costs on this page.

Payments to your Eglin FCU loan or credit card

From your Eglin FCU account

Method	Cost	Additional Information
Transfer Funds	Free	A transfer of funds from your Eglin FCU checking or savings to your Eglin FCU loan or credit card may be initiated in person at any Eglin FCU branch or Shared Branch, at an Eglin FCU Video Teller/ATM machine, over the phone, or within Eglin FCU Online Banking or the Mobile App.
Periodic Transfer of Funds	Free	A periodic transfer of funds from your Eglin FCU checking or savings to your Eglin FCU loan or credit card may be initiated in person at any Eglin FCU branch, over the phone, or within Eglin FCU Online Banking or the Mobile App (recurring transfer).

From your other Financial Institution

Method	Cost	Additional Information
External Transfers	Free	Transfer funds from your checking account at another financial institution to your Eglin FCU loan or credit card. External transfers are available exclusively within Eglin FCU Online Banking or the Mobile App (requires initial setup).
ACH Origination	Free	Set up an ACH Origination from your checking account at another financial institution to your Eglin FCU loan or credit card. ACH Origination may be initiated in person at any Eglin FCU branch or over the phone.
Pay by Phone	$10/transaction (up to 3 payments)	Make payments to your Eglin FCU loan or credit card using your non-Eglin FCU debit card (excludes Visa). Visit our Phone Payments page for more information.
3rd Party Bill Payment Services	See your service provider for pricing and other information.

Other methods

Method	Cost	Additional Information
In Person at any Eglin FCU Branch	Free	Visit our Branch Locations & Hours of Operation page to find a local branch near you.
In Person at any Shared Branch	Free	Visit our Branch, Video Teller & ATM Locations to find a Shared Branch near you.
By Mail	Free	Please mail payments by check to: Eglin Federal Credit Union, 838 Eglin Parkway NE, Fort Walton Beach, Florida 32547.

Deposits to your Eglin FCU checking or savings

From your Eglin FCU account

Method	Cost	Additional Information
Transfer Funds	Free	A transfer of funds from your Eglin FCU account suffix to another may be initiated in person at any Eglin FCU branch or Shared Branch, at an Eglin FCU Video Teller/ATM machine, over the phone, or within Eglin FCU Online Banking or the Mobile App.
Periodic Transfer of Funds	Free	A periodic transfer of funds to and from your Eglin FCU account suffixes may be initiated in person at any Eglin FCU branch, over the phone, or within Eglin FCU Online Banking or the Mobile App (recurring transfer).

From your other Financial Institution

Method	Cost	Additional Information
Pay by Phone	$10/transaction (up to 3 payments)	Deposit funds into your Eglin FCU account suffixes using your non-Eglin FCU debit card (excludes Visa). Visit our Phone Payments page for more information.
Payment Center	$3/transaction	Deposit funds into your Eglin FCU account suffixes from your checking account at another financial institution. Visit our Payment Center page for more information.

Other methods

Method	Cost	Additional Information
In Person at any Eglin FCU Branch	Free	Visit our Branch Locations & Hours of Operation page to find a local branch near you.
In Person at any Shared Branch	Free	Visit our Branch, Video Teller & ATM Locations to find a Shared Branch near you.
By Mail	Free	Please mail payments to: Eglin Federal Credit Union, 838 Eglin Parkway NE, Fort Walton Beach, Florida 32547.

Payments to your loan or credit card at another financial institution from your Eglin FCU checking or savings

Method	Cost	Additional Information
ACH Origination	Free	Set up an ACH Origination from your Eglin FCU chekcing or savings to your loan or credit card at another financial institution. ACH Origination may be initiated in person at any Eglin FCU branch or over the phone.
Eglin FCU Bill Payer	Free (with minimum 3 transactions/month)	Schedule as many one-time or recurring payments as you like up to a year in advance. To setup Bill Payer or to learn more, log in and click the "Bill Payer" button located under the 'eServices' tab. Requires Eglin FCU Checking and Online Account Access.

Deposits to your checking or savings at another financial institution from your Eglin FCU checking or savings

Method	Cost	Additional Information
Domestic Bank Wire	$20	Domestic Bank Wires may be initiated in person at any Eglin FCU branch or over the phone.

Bill Payer
Schedule as many one-time or recurring payments as you like up to a year in advance. Log into online banking or the mobile app to set up your Bill Payer account today.

terms & conditions

Payment & Deposit Options
You have multiple options for paying your loans and making deposits to your checking or savings account.

view payment & deposit options

ACH Origination
ACH Origination allows you to make electronic payments to your loans at other institutions, or pay your Eglin FCU loan with funds automatically transferred from your account at another institution.

Periodic Transfer of Funds (PTOF)
Arrange for an automatic transfer of funds from shares at Eglin FCU to other Eglin FCU share suffixes or loan suffixes.

Online Payments
Make online payments from your other financial institution to your Eglin FCU loan or credit card.

Payment Center
Make a deposit to your Eglin FCU Checking or Savings account from a checking account at another financial institution.

Pay by Phone
Make a deposit or payment to your Eglin FCU account with your non-Eglin FCU debit or credit card (excludes Visa).

Mobile Wallets
Our debit and credit cards can be used in conjunction with Apple Pay^TM, Samsung Pay^® and Google Pay^TM.

learn more about mobile wallets

Courtesy Pay
Members with qualified premium checking accounts may authorize the Credit Union to pay for debit card purchases made at a store, online or by telephone when there are not available funds in the account.

Overdraft Protection
Overdraft Protection (ODP) for your Eglin FCU Checking Account can prevent returned checks and declined purchases.

Direct Deposit
Automatically transfer all or some of your paycheck to your Eglin FCU Accounts electronically.

CO-OP Network
CO-OP Shared Branch & ATMs connect credit unions from across the country to provide access to your funds wherever you may be.

locate a CO-OP Shared Branch or ATM

Video Teller Machines
We are excited about our new Video Tellers.

more about Video Tellers

We do not charge a fee for ACH transfers. However, overdraft fees, such as non-sufficient funds (NSF) and Courtesy Pay fees, apply to ACH transfers when funds are not available. Please note that Courtesy Pay for one-time debit point-of-sale (POS) transactions requires an opt-in authorization.