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Line of Credit Signature Loan

rates & terms

A Line of Credit Signature loan is an open-end, revolving account with a credit limit established when the loan is opened. You may access the credit limit by writing X-Press Chex, making a cash advance at a teller window, using a debit card at an ATM, or by making a transfer to another suffix in our online banking platforms. There are no fees for accessing the credit limit. You may also request the Line of Credit be used for overdraft protection for your Eglin FCU Checking account.

Line of Credit Signature Loan Rates & Terms

We offer Line of Credit Signature loans up to $20,000 for rates as low as 8.90% APR (Annual Percentage Rate). Rates are current as of Wednesday, September 18, 2024 and are subject to change.

LOAN TERM APR* as low as MAX LOAN AMOUNT
------ 8.90% $20,000

*APR = Annual Percentage Rate.
Rates are current as of Wednesday, September 18, 2024 and are subject to change.

Terms & Conditions - Line of Credit Signature

  1. Requires Eglin FCU membership.
  2. There is a range of rates for each loan type.
  3. The rate received will be determined by an evaluation of the applicant's credit.
  4. Minimum monthly payment on all loans is $35 or 3% of the balance owed.

 To apply for a Line of Credit Signature Loan you may either visit a branch during normal business hours or you may apply online by clicking the "apply for a Line of Credit Signature Loan" link on our Line of Credit Signature Loan page.

 If you wish to order checks for your Line of Credit Signature Loan, we invite you to contact us at 850.862.0111 (option 4) or stop by any of our branches during operating hours. Line of Credit Signature Loan checks are free and 25 checks come in a box.

Personal Signature Loan
This unsecured loan may be available for members who either do not want or do not qualify for a line of credit.
Line of Credit Signature Loan
A Line of Credit Signature loan is an open-end, revolving account with a credit limit established when the loan is opened.
SAFE Loan
Eglin FCU Salary Advance for Emergency (SAFE) Loans are an alternative to payday loans. To learn more or to apply for a SAFE Loan, visit a branch or call us at 850.862.0111 (option 2).
Guarantor Loan
A member who has difficulty getting approved on their own may consider having a qualified guarantor apply with them.
Savings Assistance Loan
Our Savings Assistance Loan (SAL) enables individuals to receive up to $2,000 with low monthly payments and a low interest rate.
Share Secured Loan
Share Secured Loans are a good way to build credit or make any necessary purchases without spending your savings.