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Share Secured Loan

rates & terms

Share Secured Loans are a good way to build credit or make any necessary purchases without spending your savings.

Share Secured Loan maximum loan amounts, repayment periods and rates.

Requires Eglin FCU membership. Rates provided are current as of Wednesday, September 18, 2024 and are subject to change.

Loan MAX LOAN AMOUNT REPAYMENT PERIOD APR*
Share Loan Pledging S1 or S4 Available balance in account pledged 84 months 2.00%
Share Loan Pledging S7 Available balance in account pledged 84 months 2.50%
Share Certificate Loan Value of the Share Certificate pledged Paid at maturity of Share Certificate 3% above Share Certificate Rate

*APR = Annual Percentage Rate.

Share Secured Loan Payment Calculator


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Sample Repayment: A $1000  Share Secured Loan over 84 months at an APR of 2.00%, the approximate payments would be $.

Disclaimer | Financial calculators are provided to give sample payments for given Annual Percentage Rate and Terms but are not guarantees of credit. There is no guarantee, explicit or implied, regarding the accuracy or applicability to your specific circumstances. All examples are hypothetical and are for illustrative purposes, and are not intended to provide investment advice. Please contact a Member Service Counselor for assistance with your specific loan request.

 To apply for a Share Secured Loan please visit a local branch during normal business hours.

Personal Signature Loan
This unsecured loan may be available for members who either do not want or do not qualify for a line of credit.
Line of Credit Signature Loan
A Line of Credit Signature loan is an open-end, revolving account with a credit limit established when the loan is opened.
SAFE Loan
Eglin FCU Salary Advance for Emergency (SAFE) Loans are an alternative to payday loans. To learn more or to apply for a SAFE Loan, visit a branch or call us at 850.862.0111 (option 2).
Guarantor Loan
A member who has difficulty getting approved on their own may consider having a qualified guarantor apply with them.
Savings Assistance Loan
Our Savings Assistance Loan (SAL) enables individuals to receive up to $2,000 with low monthly payments and a low interest rate.
Share Secured Loan
Share Secured Loans are a good way to build credit or make any necessary purchases without spending your savings.