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Recreational Vehicle Loans

Explore the open road with Eglin FCU RV Loans

apply for an RV loan

New and Used RVs

Financing your next RV purchase with Eglin FCU is quick and easy. Whether you're interested in a new or used recreational vehicle, we offer low rates & flexible terms to meet your needs.
apply for an RV loan

Refinancing

Paying too much on your current RV loan? Refinancing through Eglin FCU may be a good choice for you. Apply online & start lowering your monthly payments today.
refinance your RV

Prior year models and newer are considered new RVs. On models that have never been titled, we finance 95% of the purchase price, including sales tax, title and tag fees. Rates given are current as of Wednesday, April 2, 2025 and are subject to change. When you're ready to apply for a Recreational Vehicle Loan, click one of the links below to apply online or visit a branch during business hours.

New Recreational Vehicle Loan Rates & Terms

Loan value Loan term APR*(as low as)
Up to $10,000 60 Months 6.75%
Over $10,000 120 Months 7.75%
Over $25,000 144 Months 8.00%
Over $50,000 180 Months 8.00%
  • Prior year models and newer are considered new RVs.
  • On models that have never been titled, we finance 95% of the purchase price, including sales tax, title and tag fees.
  • We do not finance dealer fees or options that are not permanently installed.
  • A minimum down payment of 5% is required.

Used Recreational Vehicles (2-7 Years Old) Rates & Terms

Loan Value Loan Term APR*(as low as)
Up to $10,000 60 Months 7.75%
Over $10,000 120 Months 8.75%
Over $25,000 144 Months 9.00%
Over $50,000 180 Months 9.00%
  • We will finance 90% of the purchase price not to exceed 85% of J.D. Power Used Retail Value.
  • The purchase price includes permanently installed options, tax, tag, and title fees.
  • We do not finance dealer fees or options that are not permanently installed.
  • A minimum down payment of 10% is required.
apply for an RV loan refinance your RV

Questions? Call 850.862.0111, Option 2 or email Consumer Loans via secure email.

Rates given are current as of Wednesday, April 2, 2025 and are subject to change.

* APR = Annual Percentage Rate. There is a range of rates for each loan type. The rate received will be determined by an evaluation of the applicant's credit.

Insurance Requirements

RV Loan Payment Calculator


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Sample Repayment: A $50000  RV Loan over 60 months at an APR of 6.75%, the approximate payments would be $982.

Disclaimer | Financial calculators are provided to give sample payments for given Annual Percentage Rate and Terms but are not guarantees of credit. There is no guarantee, explicit or implied, regarding the accuracy or applicability to your specific circumstances. All examples are hypothetical and are for illustrative purposes, and are not intended to provide investment advice. Please contact a Member Service Counselor for assistance with your specific loan request.
New & Used RVs
Financing your next RV purchase with Eglin FCU is quick and easy. Whether you're interested in a new or used recreational vehicle, we offer low rates & flexible terms to meet your needs.
apply for an RV loan
Refinancing
Paying too much on your current RV loan? Refinancing through Eglin FCU may be a good choice for you. Apply online & start lowering your monthly payments today.
apply for refinancing
RV Loan Payment Calculator
Use our RV loan payment calculator to determine how much you can afford based on the terms you choose.
Eglin FCU Debt Protection
Cancel or waive your loan payment(s) up to the contract maximums if a protected event such as disability, loss of life, or involuntary unemployment occurs.
learn more about Debt Protection
J. D. Power Values
Research the latest new vehicle prices and used vehicle book values.
compare J. D. Power Values
Insurance Requirements for Collateral Loans
When you receive a collateral loan from Eglin FCU you'll need to agree to maintain adequate insurance coverage.
learn more about insurance requirements

Frequently Asked Questions

How do I apply for a Recreational Vehicle Loan?
To apply for a Recreational Vehicle Loan, either visit a branch during business hours or apply online.
How do I make payments to my Recreational Vehicle Loan?
You have several convenient options for making Recreational Vehicle (RV) loan payments. You can easily make an RV loan payment by transferring funds from your Eglin FCU Checking or Savings account through our Online Banking service or Mobile App. Alternatively, you can use the External Transfers feature within Online Banking or the Mobile App to make a payment to your Recreational Vehicle (RV) loan from your checking or savings account at another financial institution. If you prefer, you can request to make an RV loan payment at one of our Video Teller machines during business hours, or you can visit any of our branches to make a loan payment in person. Or send your RV loan payment with a check via mail to Eglin Federal Credit Union, 838 Eglin Parkway NE, Fort Walton Beach, FL 32547. If you need more information on loan payment options, please call us at 850.862.0111, Option 2, or visit our branch locations during business hours.