Home Equity Loans and Lines of Credit

Home Equity Loan

Extra cash at a great rate.

If you know the amount you wish to borrow, we recommend our Home Equity Loan from $5k to $200k.

A home equity loan can be a great way to obtain a low-rate loan and possibly earn a federal tax deduction. Prior to beginning the application process for a Home Equity loan, we recommend you click the buttons below to gather and read important information regarding our loan process. When you are ready, click "Apply Now" to begin the application process online.

apply for a home equity loan learn more about our home equity loans loan checklist what to expect

Home Equity Line of Credit

Funds as you need them.

If you are uncertain how much you will need to borrow, or if you need access to funds over a period of time, our HELOC may be the right choice for you.

Before you begin the application process, we recommend clicking the buttons below to gather important information regarding our loan process. When you are ready, click "apply for a HELOC" to begin the application process online.

learn more about our home equity line of credit HELOC checklist what to expect

Buy a home.
The choice is easy. Eglin FCU members benefit from lower closing costs with NO ORIGINATION FEES and NO LENDER FEES.

learn more about home loans

Refinance with us.
Refinance your home with Eglin FCU for a lower interest rate or "cash out" and never pay ORIGINATION FEES or LENDERS FEES.

learn more about home refinancing

Get cash.
Take advantage of the equity in your home to fund home improvement projects, large purchases or consolidate debt using a Home Equity Loan or HELOC from EFCU.

learn more about home equity loans

Buy land.
Whether purchasing land as a long-term investment or to build your new home, Eglin FCU can help provide the funds to get you there.

learn more about unimproved property loans

Fixed Conventional Loan Payment Calculator
Use our fixed conventional loan payment calculator to determine how much you can afford.

Other Mortgage Calculators
Compare different terms, determine how much downpayment you should make, and more...

Registered Mortgage Loan Originators
Our local team of Registered Mortgage Loan Originators is ready to serve you.

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850.862.0111

800.367.6159

Routing Number: 263178070
*APR = Annual Percentage Rate.

©2024 Eglin Federal Credit Union. Eglin Federal Credit Union is Federally Insured by NCUA. Equal Housing Lender (NMLS 440642). Equal Opportunity Employer. Information submitted to Eglin FCU via email is not encrypted and may not be secure. Links to other sites are provided as a convenience to our visitors. The Credit Union is not responsible for the availability, content, or privacy practices of any linked site. Images used for representational purposes only; do not imply government endorsement. If you experience any problems accessing our website or using online services, please call 800.367.6159 during our normal business hours (Monday-Friday 9am-5pm CST, excluding federal holidays).