Eglin FCU Share Certificates are a great low-risk investment opportunity.
Contact us toLooking for a safe and reliable way to grow your savings? With maturity dates ranging from 1 to 60 months, Eglin FCU Share Certificates are a great low-risk investment opportunity to earn competitive returns with the security you trust. With a minimum deposit of just $2,500, you can start investing in your future today.
Stop by a branch to open a Share Certificate today, or contact a Member Services Representative at 850.862.0111 (option 4) for more information.
Our 31 Days / 1 month Certificate has a dividend rate of 3.50% and an annual percentage yield of 3.56%. Our 92 days / 3 month Certificate has a dividend rate of 3.50% and an annual percentage yield of 3.56%. Our 182 days / 6 month Certificate has a dividend rate of 4.00% and an annual percentage yield of 4.07%. Our 365 days / 12 month Certificate has a dividend rate of 4.50% and an annual percentage yield of 4.59%. Our 548 days / 18 month Certificate has a dividend rate of 4.35% and an annual percentage yield of 4.44%. Our 730 days / 24 month Certificate has a dividend rate of 3.95% and an annual percentage yield of 4.02%. Our 1095 days / 36 month Certificate has a dividend rate of 3.85% and an annual percentage yield of 3.92%. Our 1460 days / 48 month Certificate has a dividend rate of 3.75% and an annual percentage yield of 3.82%. Our 1825 days / 60 month Certificate has a dividend rate of 3.65% and an annual percentage yield of 3.71%.
Rates listed are current from 6/21/2024 - 6/27/2024.
| CERTIFICATE TYPE | DIVIDEND RATE | APY* |
| 31 Days / 1 month Certificate | 3.50% | 3.56% |
| 92 days / 3 month Certificate | 3.50% | 3.56% |
| 182 days / 6 month Certificate | 4.00% | 4.07% |
| 365 days / 12 month Certificate | 4.50% | 4.59% |
| 548 days / 18 month Certificate | 4.35% | 4.44% |
| 730 days / 24 month Certificate | 3.95% | 4.02% |
| 1095 days / 36 month Certificate | 3.85% | 3.92% |
| 1460 days / 48 month Certificate | 3.75% | 3.82% |
| 1825 days / 60 month Certificate | 3.65% | 3.71% |
What is the early withdrawal penalty fee for Share Certificates?
The early withdrawal penalty for Share Certificates can differ depending on various factors. Please contact us by calling 850.862.0111 (option 4) or stop by a branch during business hours for more information on Share Certificates.
What is the difference between Share Certificates and Certificates of Deposit (CDs)?
Share Certificates and Certificates of Deposit (CDs) are both low-risk deposit accounts. The key difference lies in the institutions offering them: CDs come from for-profit banks, while share certificates are provided by not-for-profit credit unions. Both pay fixed rates, but CDs offer interest, while share certificates provide dividends. Additionally, CDs are insured by the FDIC, while share certificates are insured by the NCUA.
How do I go about renewing my Share Certificate?
Please contact us or visit a branch during business hours for specific information about renewing your Share Certificate(s).
How do I go about closing my Share Certificate?
Please contact us or visit a branch during business hours for specific information about closing your Share Certificate(s).
Where can I find the maturity date on my Share Certificate?
Members with online account access can find share certificate maturity dates listed in online banking and/or the mobile app. Members can also contact us or visit a local branch during business hours to inquire about the maturity date on their Share Certificate(s).
Eglin FCU does not offer Certificates of Deposit (CDs), instead we offer Share Certificates.
Routing Number: 263178070
*APR = Annual Percentage Rate.
