Whether you're financing your next auto purchase with Eglin FCU for our low rates and flexible terms, or looking to refinance your current auto loan to save money or get extra cash, Eglin FCU is a great choice for you. When you're ready to apply for an auto loan click one of the links below to apply online or visit a local branch during business hours.
Vehicle type | Term | APR* (as low as) |
New or Used Automobiles Up to 15 Years Old | 66 Months | 5.99% |
New or Used Automobiles Up to 10 Years Old | 74 Months | 6.49% |
New or Used Automobiles Up to 10 Years Old ($20k +) | 84 Months | 7.49% |
Our current auto rates, as of 9/19/2024, are as follows:
We offer loans for 'New or Used Automobiles Up to 15 Years Old' for a term of '66' as low as '5.99'% APR (Annual Percentage Rate).
We offer loans for 'New or Used Automobiles Up to 10 Years Old' for a term of '74' as low as '6.49'% APR (Annual Percentage Rate).
We offer loans for 'New or Used Automobiles Up to 10 Years Old ($20k +)' for a term of '84' as low as '7.49'% APR (Annual Percentage Rate).
* APR = Annual Percentage Rate. There is a range of rates for each loan type. The rate received will be determined by an evaluation of the applicant's credit. The above rates are current as of Thursday, September 19, 2024 and are subject to change
A New Auto is one that has never been titled. A Used Auto is one that has previously been titled.
Got questions? Give us a call at 850.862.0111 option 2, or email our Consumer Loans department via secure email.
Sample Repayment: A $50000 Auto Loan over 66 months at an APR of 5.99%, the approximate payments would be $.
When considering your next vehicle purchase, visit these dealerships for Eglin FCU financing on the spot.
How do I apply for an Auto Loan?
To apply for an Auto Loan you may either visit a branch during normal business hours or you may apply online by clicking the "apply for an auto loan" link on our Auto Loan page.
How do I make payments to my Auto Loan?
You have several convenient options for making Auto Loan payments. You can easily make an Auto Loan payment by transferring funds from your Eglin FCU checking or savings account through our online banking service or mobile app. Alternatively, you can use the External Transfers feature within online banking or the mobile app to make a payment to your Auto Loan from your checking or savings account at another financial institution. If you prefer, you can request to make an Auto Loan payment at one of our Video Teller machines during business hours, or you can visit any of our local branches to make a loan payment in person. If none of these options suit you, sending your Auto Loan payment with a check via mail is always an option. Should you need more information on loan payment options, feel free to give us a call at 850.862.0111 (option 2), or stop by one of our branch locations during business hours.
What is a lienholder?
A lienholder is the lender who finances your vehicle. It can be the car dealer, a bank, or a private party. The lienholder holds a legal claim (or lien) on your vehicle until you pay off the loan. If you have an auto loan with Eglin FCU, Eglin FCU is the leinholder.
What is the lienholder address?
If your vehicle is currently financed by Eglin FCU, the leinholder address is Eglin Federal Credit Union, 838 Eglin Parkway NE, Fort Walton Beach, FL 32547.
How can I view my auto loan payment history?
Your auto loan payments are reflected in your monthly statement. You can also view up to 24 months of your auto loan payment history inside of online banking or the mobile app.
How can I add someone to my auto loan?
If you wish to add someone to your auto loan so that they can manage it on your behalf and/or discuss the loan with an Eglin FCU representative, they will either need to be added to the loan as a joint owner, which will require a refinance, or they will need to be granted special POA for loans. The special POA for loans will need to be signed and notarized by both parties. Please contact us at 850.862.0111 (option 4) or visit a local branch during business hours for assistance.
Routing Number: 263178070
*APR = Annual Percentage Rate.