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Personal Watercraft Loans

rates & terms

New Personal Watercraft Loan Rates & Terms

Personal Watercraft Loan Rates & Terms
Personal Watercraft loans up to $10,000 are available for loan terms of 48 months for rates as low as 7.00% APR (Annual Percentage Rate). Personal Watercraft loans over $10,000 are available for loan terms of 60 months for rates as low as 7.00%. Rates given are current as of Thursday, September 19, 2024 and are subject to change. When you're ready to apply for a Personal Watercraft Loan, click the link below to apply online or visit a local branch during business hours.

apply for a personal watercraft loan

Questions? Call 850.862.0111 option 2 or email Consumer Loans via secure email.

New Personal Watercraft

Loan value Loan term APR*(as low as)
Up to $10,0001 48 Months 7.00%
Over $10,0002 60 Months 7.00%

* APR = Annual Percentage Rate. There is a range of rates for each loan type. The rate received will be determined by an evaluation of the applicant's credit. The above rates are current as of Thursday, September 19, 2024 and are subject to change

Insurance Requirements

PWC Loan Payment Calculator


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Sample Repayment: A $10000  PWC Loan over 48 months at an APR of 7.00%, the approximate payments would be $.

Disclaimer | Financial calculators are provided to give sample payments for given Annual Percentage Rate and Terms but are not guarantees of credit. There is no guarantee, explicit or implied, regarding the accuracy or applicability to your specific circumstances. All examples are hypothetical and are for illustrative purposes, and are not intended to provide investment advice. Please contact a Member Service Counselor for assistance with your specific loan request.
Personal Watercraft
Savor the summer sun & enjoy the freedom & fun waiting for you on the open water. Experience the excitement of owning a new personal watercraft.
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Guaranteed Asset Protection
If your vehicle is stolen or damaged beyond repair, GAP can help cancel the difference between the insurance settlement and what you may still owe on your loan.
more about GAP
Eglin FCU Debt Protection
Cancel or waive your loan payment(s) up to the contract maximums if a protected event such as disability, loss of life, or involuntary unemployment occurs.
learn more about Debt Protection
Insurance Requirements for Collateral Loans
When you receive a collateral loan from Eglin FCU you'll need to agree to maintain adequate insurance coverage.
learn more about insurance requirements