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Home Refinancing

No Origination Fees, No Lender Fees.

Eglin FCU Fixed Conventional Loans offer more than just a competitive rate and great service.

Eglin FCU Fixed Conventional Loans offer more than just a competitive rate and great service. Although we charge normal closing costs we do not charge origination, pre-payment penalty, underwriting, processing, tax service, document preparation or administrative fees. These fees could really add up and avoiding them could save you several thousand dollars on your next home purchase. The choice is easy. When you are ready to begin the application process for a fixed conventional loan to refinance your home, please contact our Mortgage Services team at 850.862.0111 x.3737 or via secure email.

rates & terms compare costs

Be Prepared.

There are several things you will want to have ready before you begin the application process.

Before you begin the application process, we recommend you click and read the links below. "What to Expect" explains our loan process from beginning to end and the "Loan Checklist" outlines exactly what paperwork and other documentation you will need to move forward. When you are ready to begin the application process for a fixed conventional loan to refinance your home, please contact our Mortgage Services team at 850.862.0111 x.3737 or via secure email.

what to expect loan checklist
30 Year Fixed

6.625

% APR*
0 points
see details
20 Year Fixed

6.125

% APR*
0 points
see details
15 Year Fixed

6.000

% APR*
0 points
see details
Buy a home.
The choice is easy. Eglin FCU members benefit from lower closing costs with NO ORIGINATION FEES and NO LENDER FEES.
Refinance with us.
Refinance your home with Eglin FCU for a lower interest rate or "cash out" and never pay ORIGINATION FEES or LENDERS FEES.
Get cash.
Take advantage of the equity in your home to fund home improvement projects, large purchases or consolidate debt using a Home Equity Loan or HELOC from EFCU.
Buy land.
Whether purchasing land as a long-term investment or to build your new home, Eglin FCU can help provide the funds to get you there.
Fixed Conventional Loan Payment Calculator
Use our fixed conventional loan payment calculator to determine how much you can afford.
Registered Mortgage Loan Originators
Our local team of Registered Mortgage Loan Originators is ready to serve you.